Privacy Policy

Last updated : 08/12/2025

1. Introduction

Vantex Financial Inc (hereinafter "we", "our" or "Vantex") is committed to protecting the confidentiality and security of your personal data.

This Privacy Policy explains how we collect, use, store and protect your personal information in accordance with the General Data Protection Regulation (GDPR) and the Data Protection Act.

2. Data Controller

Vantex Financial Inc

3. Data Collected

We collect the following types of data:

3.1. Identification Data

  • First and last name
  • Date and place of birth
  • Postal address
  • Phone number
  • Email address
  • ID document (copy)
  • Selfie photo and selfie with ID document

3.2. Financial Data

  • Monthly income
  • Bank statements
  • Credit history
  • Information about your existing debts

3.3. Connection Data

  • IP address
  • Browser type
  • Pages visited
  • Visit duration
  • Cookies

4. Processing Purposes

Your data is collected for the following purposes:

  • Request Management : Processing your loan, investment or account opening requests
  • Creditworthiness Assessment : Analysis of your repayment capacity
  • Regulatory Compliance : Compliance with legal obligations (anti-money laundering, customer knowledge)
  • Communication : Answering your questions and sending information about our services
  • Service Improvement : Statistical analysis and optimization of our website
  • Marketing : Sending personalized offers (with your consent)

5. Legal Basis for Processing

The processing of your data is based on:

  • Contract Performance : For processing your loan or investment requests
  • Legal Obligation : For compliance with banking and financial regulations
  • Your Consent : For marketing communications (revocable at any time)
  • Legitimate Interest : For the security and improvement of our services

6. Data Recipients

Your data may be shared with:

  • Authorized Personnel : Our internal teams responsible for processing requests
  • Financial Partners : Partner banks and financial institutions
  • Technical Service Providers : Hosting providers, management tools (with confidentiality guarantees)
  • Authorities : Upon legal request (police, justice, tax authorities)

We never sell your data to third parties.

7. Data Retention

Your data is retained:

  • Request Data : 5 years from the end of the contractual relationship
  • ID Documents : Legal retention period (5 years after the end of the contract)
  • Connection Data : 12 months maximum
  • Marketing Data : 3 years from last contact or until consent withdrawal

8. Your Rights

In accordance with GDPR, you have the following rights:

  • Right of Access : Obtain a copy of your data
  • Right to Rectification : Correct inaccurate data
  • Right to Erasure : Delete your data (under certain conditions)
  • Right to Restriction : Limit the processing of your data
  • Right to Data Portability : Receive your data in a structured format
  • Right to Object : Object to the processing of your data
  • Right to Withdraw Consent : At any time for processing based on consent

To exercise your rights:

An ID document may be requested to verify your identity.

9. Data Security

We implement appropriate technical and organizational measures to protect your data:

  • SSL/TLS encryption for data exchanges
  • Secure hosting (Hostinger - ISO 27001 certified)
  • Restricted access to data (strong authentication)
  • Regular backups
  • Incident management policy

10. Cookies

Our website uses cookies for:

  • Technical Cookies : Necessary for website functionality (session, security)
  • Analytical Cookies : Visit statistics (anonymized)
  • Marketing Cookies : Content personalization (with your consent)

You can manage your cookie preferences through your browser settings.

11. International Transfers

Your data is hosted within the European Union. No transfer to third countries is made without appropriate safeguards (standard contractual clauses, Privacy Shield, etc.).

12. Modifications

This Privacy Policy may be modified at any time. The current version is always available on our website with the date of last update.

13. Complaint

If you believe your rights are not being respected, you may file a complaint with the CNIL (French Data Protection Authority):

  • Website : www.cnil.fr
  • Address : 3 Place de Fontenoy, 75007 Paris, France
Your trust is our priority. We are committed to protecting your data and respecting your privacy.
Questions? Contact our customer service : contact@vantexfinancialinc.finance